Banks and Credit Card Providers:
E-mail disputes with a Federal or National  bank to the OCC - Office of Comptroller of Currency 
or call 1-800-613-6743 (consumer assistance unit). 
Other Bank or Credit Card disputes are  handled at State level - 
Call the Federal Information Center at 1-800-688-9889 or call 1-800-842-6929 Office of Thrift Supervision.
Download a "consumer assistance form " if you are unable to resolve a complaint directly with your financial institution  contact the FDIC hotline telephone 1-800- 934-3342
Check/correct  your credit at:
Equifax .......................................1-800-685-1111 or 1-800-685-5000 
Equifax ............................................P.O Box 740241  -  Atlanta GA 30374-0241
Experian.......................................1-888-397-3742 or 1-800-301-7195
Experian  ..........................................P.O Box 2104 -  Allen - TX 75013-2104
Trans Union ...............................1-800-888-4213
Trans Union Corporation ...................P.O Box 390 - Springfield - PA 19064-0390
Step by step instruction on how to repair your credit
or fill out the complaint form online FTC (Federal Trade Commission)
"OPT-OUT"  of credit card and insurance lists by calling:
Equifax Options.....................................800-556-4711
Trans Union...........................................800-680-7293
Experian Credit Marketing........... ..........800-353-0809
To reduce telephone solicitation calls to your home, write to:
Telephone Preference Service, Direct Marketing Assoc.,
PO Box 9014, Farmingdale, NY 11735-9014
The following companies collect, report,and  investigate returned checks:
Check Rite.......................800 766 2748
Chex Systems...................800 328 5121
Telecheck.........................800 366 2425
NPC.................................800 526 5380
Equifax-Telecred.t.............800 437 5120
Insurance Companies: 
All disputes are handled at State level - call  1-800-688-9889 or visit the
Federal Information Center   for the location of your state's insurance commissioner.
File a complaint here and read/understand the set-up of some insurance corporation.
Online fraud: e-mail directly
to the federal trade commission a copy of any suspicious claim, pyramid scheme received in your e-mail box
Investment disputes:
SEC - investor assistance and complaints or the State's Security Regulator
Complaints about your telephone bill?
1-800-342-3552 - Public Service Commission or 1-800-225-5322 - Federal Commission
The telecomminication Research and Action Center in Wa.-D.C. tracks long distance rates.
(State and Federal Regulators receive millions of $$$$ in campaign contribuition)
e-mail for all other communication problems
citizen organization
federal web locator
national consumer league
consumer net organization
best sites to combat spam - telemarketers
federal trade comm. index
better business bureau locations
consumer watchdog organization
national fraud organization
consumer law page
U.S. Postal Service Complaints:
Office of Inspector General (OIG) of the U.S. Postal Service
PHONE:  1-888-877-7644 - FAX: (703) 248-2259  e-mail: HOTLINE@USPSOIG.GOV
 
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