Banks and Credit Card Providers:
E-mail disputes with a Federal or National  bank to the OCC - Office of Comptroller of Currency 
or call 1-800-613-6743 (consumer assistance unit). 
Other Bank or Credit Card disputes are  handled at State level - 
Call the Federal Information Center at 1-800-688-9889 or call 1-800-842-6929 Office of Thrift Supervision.
Download a "consumer assistance form " if you are unable to resolve a complaint directly with your financial institution  contact the FDIC hotline telephone 1-800- 934-3342
Check/correct  your credit at:
Equifax .......................................1-800-685-1111 or 1-800-685-5000 
Equifax ............................................P.O Box 740241  -  Atlanta GA 30374-0241
Experian.......................................1-888-397-3742 or 1-800-301-7195
Experian  ..........................................P.O Box 2104 -  Allen - TX 75013-2104
Trans Union ...............................1-800-888-4213
Trans Union Corporation ...................P.O Box 390 - Springfield - PA 19064-0390
Step by step instruction on how to repair your credit
or fill out the complaint form online FTC (Federal Trade Commission)
"OPT-OUT"  of credit card and insurance lists by calling:
Equifax Options.....................................800-556-4711
Trans Union...........................................800-680-7293
Experian Credit Marketing........... ..........800-353-0809
To reduce telephone solicitation calls to your home, write to:
Telephone Preference Service, Direct Marketing Assoc.,
PO Box 9014, Farmingdale, NY 11735-9014
The following companies collect, report,and  investigate returned checks:
Check Rite.......................800 766 2748
Chex Systems...................800 328 5121
Telecheck.........................800 366 2425
NPC.................................800 526 5380
Equifax-Telecred.t.............800 437 5120
Insurance Companies: 
All disputes are handled at State level - call  1-800-688-9889 or visit the
Federal Information Center   for the location of your state's insurance commissioner.
File a complaint here and read/understand the set-up of some insurance corporation.
Online fraud: e-mail directly
to the federal trade commission a copy of any suspicious claim, pyramid scheme received in your e-mail box
Investment disputes:
SEC - investor assistance and complaints or the State's Security Regulator
Complaints about your telephone bill?
1-800-342-3552 - Public Service Commission or 1-800-225-5322 - Federal Commission
The telecomminication Research and Action Center in Wa.-D.C. tracks long distance rates.
(State and Federal Regulators receive millions of $$$$ in campaign contribuition)
e-mail for all other communication problems
citizen organization
national consumer league
consumer net organization
federal trade comm. index
better business bureau locations
consumer watchdog organization
national fraud organization
U.S. Postal Service Complaints:
Office of Inspector General (OIG) of the U.S. Postal Service
PHONE:  1-888-877-7644 - FAX: (703) 248-2259  e-mail: HOTLINE@USPSOIG.GOV
 
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