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All insurance complaints are handled at State level. Call your local insurance consumer hotline 
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 Your claim has been denied!      It may pay to fight back!
<<An insurance company hires a private investigator to follow and pry into a regulators bank account and telephone bills>> (per Associated Press).

<<Another insurance company tries to intimidate a customer from filing a claim for a  refund on a policy,>>

P.S.
Florida has launched it's electronic consumer service to access malpractice complaints against lawyers, hospitals, surgery centers HMO's and other professionals  (called 'closed professional liability claims')
floridate liability cases by name
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guide for health insurance
gov. consumer information center
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