consumer advocate, consumer tips, help

To remove your name and address from all mailing lists offered by the
main consumer credit reporting agencies call:
THE OPT OUT REQUEST LINE 888-567-8688
limit marketing by mail - telephone and e-mail - write to below

Mail Preference Service
c/o Direct Marketing Assn.
PO Box 9008
Farmingdale, NY 11735-9008

Telephone Preference Service
c/o Direct Marketing Assn.
PO Box 9014
Farmingdale, NY 11735-9014

E-mail Preference Service
www.e-mgs.org

Obtain a copy of your credit report from each of the credit reporting agencies (free under certain circumstances!!!).
Experian 888 397 3742 Equifax 800 685 1111 Trans Union 800 916 8800
ID theft andrequest of fraud alert on your credit file:
Experian 888 397 3742 Equifax 800 525 6285 Trans Union 800 680 7269 Contact the Social Security Administration's fraud hotline 800 269 0271 to report unauthorized use of your personal identity information.
Contact your State Department of Motor Vehicles to check whether an unauthorized license number in your name has been issued. Inform them that you are a victm of identity theft.
File a complaint with the FTC's identity theft hotline 877 IDTHEFT - or mail to: Identity Theft Clearinghouse,
FTC, 600 Pennsylvania Ave, NW, Washington, DC 20580-0001 or go to www.consumer.gov/idtheft.

Web site warning! The Federal Trade Commission has warned 180 Internet Web site operators that their 'get rich quick' business opportunities and pyramid schemes may be illegal. Consumer education materials are available at http://www.ftc.gov or by calling the FTC at 202-326-2222.

Thank you for reporting dead links

official website to search for unclaimed property by state

health information (cancer trials) insurance maze
Hospitals, physicians, and labs may charge and receive from an uninsured patient 300 to1000% higher fees than they would receive from the insurance company of an insured patient for the same service. It just makes sense for patients without health insurance coverage to be able to negotiate hospital, doctor, and lab fees.

investing
Be aware! More than 15% of investors
are so addicted to the securities
market, that they qualify for the
definition of pathological gambler. help available

legal corner
When filling out the ''patient information
page'' at the doctors office, you may want
modify the terms if you disagree with
them (i.e. payment responsibilities].
It can't hurt to add "reasonable and customary fees"and initial it".